Charles McGinnis spent his formative years (in financial services terms) with Allied Dunbar before joining Kidd & Co in 1999. Charles has developed significant skills in the employee benefits areas of pensions, insurance and income protection. He also has a wide range of investment clients. He has been instrumental, over the past few years, in developing the range of mortgage research systems used at Kidd & Co and is responsible for a healthy percentage of the mortgage clients serviced by Kidd & Co. charlesmcginnis@kiddandco.co.uk