How we work - Our 6 point process.

Good advice - whether it is financial, medical, technical or otherwise - can only be based on knowledge of the needs and circumstances of the client. Our six point plan takes the following steps:-

1. The starting point for our advisers is a meeting at which the relevant facts and aspirations related to a client’s financial interests and plans are discussed.
   
   This initial meeting is normally without charge or obligation. At this meeting the client’s interests and options can be discussed and a decision made as to whether or not the advisory process should be developed.
2. The next step in the process is a fact finding exercise during which the adviser will discuss all the facts relevant to financial interests and plans.
3. On the basis of these facts and any preliminary research conducted by the adviser a course of action can been agreed as appropriate for the needs and plans of the client.
4. Once a course of action has been agreed the adviser will continue with the process of developing proposals suited to the client’s attitude to risk, volatility and aims.
5. The adviser will provide the client with confirmation of any actions proposed for the client and - most importantly - the reasons for taking these actions.
6. Financial plans and personal circumstances are seldom completely static and the adviser will normally recommend regular reviews, and any charges for theses reviews, are arranged on a frequency that is appropriate to needs of the client